If you are unsure whether or not your insurance company will reimburse locksmith costs, it is best to contact them first. Typically, if your home or business has not been broken into, insurance companies won’t cover the cost of a locksmith.
However, there are clauses in some insurance policies that offer benefits for people who have installed high-security locks. The reason for this, is that it can provide you with a discount on your premium, over time.
